Broker Check

Why Us

Our Wealth Philosophy

Navigation Group was established in response to our clients’ needs for an independent, unbiased and personalized wealth services firm. Before forming Navigation Group in 1998, the principals of the firm, Carlo Panaccione, Erik Davis and the late Linda McKenzie are experienced  as CERTIFIED FINANCIAL PLANNER™ practitioners  and worked prior for American Express Financial Advisors.

As CFP® Professionals we are held to a fiduciary standard of care for which we have five primary responsibilities to clients:

  • To put our clients’ interests first
  • To always act with Integrity, Objectivity, Competence, Fairness, Confidentiality, Professionalism and Diligence
  • To provide full and fair disclosure of all material facts
  • To have a comprehensive understanding of a client’s situation before making any recommendations
  • To proactively disclose any conflicts of interest that may impact clients

As part of our comprehensive financial planning process our advisors are dedicated to providing the tools, services and advice necessary to implement and maintain our client’s financial plans. Planning and asset management services are provided on a fee only basis such as hourly, fixed or asset based. We provide an open architecture are able to offer a variety of products . For our clients convenience and so that we may better help in the evaluation and implementation of other commissionable only products and services such as life, disability and Long Term Care insurance as well as 529 plans and annuity programs our advisors do maintain insurance and securities registrations through LPL Financial.

Your Client Bill of Rights for Financial Advice

Quality of Service

You are entitled to a high level of proactive, courteous service from all associates at our firm.

Transparency

You have the right to a transparent relationship and to clearly know the costs for planning, portfolio management, transactions and advisory services. We strive to be clear and concise in all of our communications to you. If you have a question, it is our duty to answer it for you in an understandable manner.

Experienced  Advisors

You have the right to work with an experienced, dependable, independent Wealth Advisor focused on your best interest. Your Wealth Advisors are dedicated to understanding your personal needs through insightful communication highlighting our core beliefs, investment outlook and management philosophy. Your Advisor will host a planning and portfolio review annually or as often as necessary, and be available to answer the questions that matter to you as they arise.

Recommendations Based Upon Your Needs

You have the right to independent and independent advice and recommendations based upon your personal experience, defined needs, risk tolerances, and goals. We view Wealth Management as the highly personalized and strategic integration of financial planning and investment management; a fluid process that enables you to make well informed and thoughtful decisions reflecting the ever-changing circumstances of your life. Through our dynamic Wealth Planning tool, MyWealthMap™, your needs are clearly analyzed, defined and constantly updated.

Confidentiality

You have the right to  confidentiality with information provided to your experienced  team. We seek to  protect all information to the standards outlined by CFP® Board, SEC, FINRA, state and regulatory agencies.

Prompt Response

You have the right to a prompt response. As your Advisor, we commit to returning calls within one business day.

Timely Communication

You have the right to be communicated to in a timely manner. As your Advisor, our goal is to provide you with information before the question arises, regardless of the medium used.

Education

You have the right to continual education along your journey. Through education, our team will project reasonable expectations and possible scenarios in the development and constant monitoring of your Wealth Plan.

Accuracy

You have the right to accurate third party reporting of all managed accounts. Your statements will identify all account positions held, cash receipts, and disbursements.

Speak To Our Professionals

Speak To Our Professionals

Carlo Panaccione and Erik Davis are available for speaking engagements, media interviews, public relations and more. Topics of specialization include:

  • Financial Planning
  • Family Meetings
  • Legacy Planning
  • Philanthropic strategies
  • Investment Management
  • Research
  • Retirement Planning
  • Estate Planning
  • Market Analysis
  • Investment Process

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