Navigation Group was established in response to our clients’ needs for an independent, experienced and personalized wealth services firm. Before forming Navigation Group in 1998, the principals of the firm, Carlo Panaccione, Erik Davis and the late Linda McKenzie are experienced as CERTIFIED FINANCIAL PLANNER™ practitioners and worked prior for American Express Financial Advisors.
As CFP® Professionals we are held to a fiduciary standard of care for which we have five primary responsibilities to clients:
As part of our comprehensive financial planning process our advisors are dedicated to providing the tools, services and advice necessary to implement and maintain our client’s financial plans. Planning and asset management services are provided on a fee only basis such as hourly, fixed or asset based. We provide an open architecture are able to offer a variety of products . For our clients convenience and so that we may better help in the evaluation and implementation of other commissionable only products and services such as life, disability and Long Term Care insurance as well as 529 plans and annuity programs our advisors do maintain insurance and securities registrations through LPL Financial.
You are entitled to a high level of proactive, courteous service from all associates at our firm.
You have the right to a transparent relationship and to clearly know the costs for planning, portfolio management, transactions and advisory services. We strive to be clear and concise in all of our communications to you. If you have a question, it is our duty to answer it for you in an understandable manner.
You have the right to work with an experienced, dependable, independent Wealth Advisor focused on your best interest. Your Wealth Advisors are dedicated to understanding your personal needs through insightful communication highlighting our core beliefs, investment outlook and management philosophy. Your Advisor will host a planning and portfolio review annually or as often as necessary, and be available to answer the questions that matter to you as they arise.
You have the right to independent and independent advice and recommendations based upon your personal experience, defined needs, risk tolerances, and goals. We view Wealth Management as the highly personalized and strategic integration of financial planning and investment management; a fluid process that enables you to make well informed and thoughtful decisions reflecting the ever-changing circumstances of your life. Through our dynamic Wealth Planning tool, MyWealthMap™, your needs are clearly analyzed, defined and constantly updated.
You have the right to confidentiality with information provided to your experienced team. We seek to protect all information to the standards outlined by CFP® Board, SEC, FINRA, state and regulatory agencies.
You have the right to a prompt response. As your Advisor, we commit to returning calls within one business day.
You have the right to be communicated to in a timely manner. As your Advisor, our goal is to provide you with information before the question arises, regardless of the medium used.
You have the right to continual education along your journey. Through education, our team will project reasonable expectations and possible scenarios in the development and constant monitoring of your Wealth Plan.
You have the right to accurate third party reporting of all managed accounts. Your statements will identify all account positions held, cash receipts, and disbursements.
Carlo Panaccione and Erik Davis are available for speaking engagements, media interviews, public relations and more. Topics of specialization include: