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Broadening Your Annuity Horizons with Details
While fixed annuities are generally considered to be conservative instruments, variable annuities are investments with the growth potential necessary to outpace inflation, but generally carry a higher degree of risk.
Read MoreRethinking Social Wellness for Your Employees
Corporate wellness programs have been key tools in improving productivity, employee retention, and creating a more desirable corporate culture. While many companies have put a strong focus on physical wellness plans, many are just...
Read MoreUtilizing a 529 Plan as a Wealth Transfer Tool
529 plans are designed for saving for education and are beneficial since contributions accumulate and grow tax-free as long as withdrawals are used for qualified education expenses.
Read More5 Ways Whole Life Insurance Provides Tax Advantages
Life insurance is essential in providing for beneficiaries upon your death, but it can also offer other tax advantages you may not know.
Read MoreHow to Teach Your Children Financial Wellness
Teaching children about financial wellness should start at an early age. Learning how making money, saving, and spending is related and the first step in teaching your child how to understand the value of money. Children learn from...
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5 Social Security Benefits You Might Be Missing Out On
Most people know that once they approach retirement age, their reward for years of work comes from Social Security payments they put money towards during their employment. Deciding when to file for your Social Security payments is likely...
Read MoreRe-fired Not Retired: Making The Best of the Rest of Your Life
While retirement is a time to enjoy the things you have worked hard for in life, the next chapter may leave some a little anxious. Retirement doesn't mean you have to retire from the excitement in life.
Read MoreWomen’s Financial Empowerment: The Challenge of Financial Wellness and Why We Need Women’s History M
March is Women’s History Month, a month-long celebration of female empowerment1. This effort includes advocating for better representation in the workforce, pay parity and improved work-life balance. There are some specific steps that women
Read MoreWHAT TO KNOW ABOUT THE SECURE ACT 2.0
With the signing of the Omnibus Appropriations package into law, both employees and employers can take advantage of more than 90 new provisions aimed at creating opportunities to create or modify workplace retirement plans and strategies. W
Read MoreCelebrating Black History Month
Take some time this month to learn about the contributions of black businesses, inventors, and activists throughout America's history. Some of the most powerful statements can be made by aligning your finances with your values. Do some of
Read MoreA Heart-to-Heart About Heart Health
February is American Heart Month and the perfect time to get serious about your heart health. Heart disease is the number one killer of Americans and a disease that may be prevented and treated with proper health and screening.
Read MoreWays to Minimize Tax on an Investment Portfolio
Improving return by minimizing taxesAlthough we are all obligated to pay our fair share of taxes, few of us would be pleased to pay taxes unnecessarily. Because taxes lower the actual return on your investments, you should be...
Read MoreWhy Plan Sponsors Are Feeling More Responsible for Employee Financial Wellness
Bank of America's Workplace Benefits Report recently revealed that a whopping 19 in 20 surveyed employers felt responsible for their employees' financial wellness.1 But because financial wellness is such a holistic concept,...
Read MoreConsiderations for Your Charitable Giving
Points to think about as you contemplate giving to others and causes. Any endeavor worth undertaking, especially one that may affect others, deserves our careful consideration before we begin. When contemplating charitable giving,...
Read More6 Ways to Minimize Your Tax Liability Throughout the Year
You don't need to wait until the end of the year to look for ways to minimize your tax liability. Tax planning should take place throughout the year to have you prepared well ahead of tax season. Here are six ways to minimize your tax...
Read MoreA Guide to Incorporating Philanthropy into Your Financial Planning
If you're considering giving back to society or a cause as part of your financial planning, there are many ways you can do so. You can make an impact while receiving tax benefits by including philanthropic giving as part of a holistic...
Read MoreA Year-End Wealth Planning Guide
As we approach the end of the year, you may want to review areas that may impact your wealth and estate planning next year. In this year-end planning guide, we examine four critical areas to consider that may affect your finances
Read MoreMaking Decisions About Medicare
As you near age 65, you may start to think about Medicare. How do you sort through your coverage options? When (and how) do you enroll? And what if you have other health insurance? Here is some information to help you...
Read MoreWhat Gen Xers, Millennials, and Baby Boomers Need to Know About Financial Planning
Financial planning is an important part of securing your current lifestyle as well as preparing yourself for what you wish to do in your eventual retirement. And while this importance may look different during each stage of...
Read MoreAs Tech Giants Face a Financial Downturn, Some New Players are Focusing on People Over Profit
The tech industry has been rocked by recent economic woes. While once thought of as close to recession proof, companies from Netflix to Meta are suddenly experiencing serious financial setbacks. As the Washington Post reported last...
Read MoreBequests to Charity in a Will Must be Measurable
During their lives, many individuals make donations to favorite charitable causes to address social ills or support certain institutions. For some, altruistic motives predominate. Many technological, medical, and educational advances...
Read MoreEverything You Need to Know About FAFSA
Each year, the U.S. Department of Education distributes more than $150 billion in grants, loans, and work-study awards to millions of college students. With these financial aid programs, tuition, room and board, books, and other...
Read MoreIrrevocable Life Insurance Trust (ILIT)
One of the main reasons we buy life insurance is so that when we die, our loved ones will have enough money to pay off our remaining debts and final expenses. We also purchase life insurance to provide for our loved ones' future living...
Read MoreDonor Advised Funds: A Unique Way to Give
If you’re in search of a way to reduce your tax bill and give back to the community, a donor advised fund may be worth considering. Also known as a DAF, a donor advised fund is a charitable investment strategy you can use to...
Read MoreHelping Young Adults Understand Insurance
Young adults starting out in life, especially newlyweds, need insurance. But what kind? As a start, a good term life policy likely is a smart move. Other types of insurance may not be. And as they age, what other varieties of coverage...
Read MoreWhat to Know About Multigenerational Estate Planning
Baby Boomers — those born between 1946 and 1964 — hold about $20 trillion in wealth.1 Over the next few decades, many Boomers may transfer this wealth to their Gen X, millennial, and Gen Z children, perhaps incurring a...
Read More3 Reasons to Review Your Beneficiaries Now3 Reasons to Review Your Beneficiaries Now
Most types of financial accounts allow you to designate a beneficiary, from checking and savings accounts to life insurance policies, 401(k)s, IRAs, pensions, and trusts. But when was the last time you looked at your beneficiary...
Read MoreCaring for Your Aging Parents
What is it?Caring for your aging parents is something you hope you can handle when the time comes, but something you probably hope you never have to do. Caring for your aging parents means helping them plan for the future, and this can...
Read MoreRetirement Planning Does Not Stop in Retirement
If you’re retired, there’s good news in that you’ll probably live longer and perhaps better than your parents and grandparents did. The bad news: You’ll live a longer and perhaps more expensive life, too.You...
Read MoreGasoline and Housing Prices Color Your Investing
A roof over your head and gas in your tank cost more than ever. But prices for these essentials color your view of investing. What do your nest egg, retirement planning and personal finances share with the overall American economy?...
Read MoreFinancial Planning and Living Globally
The past 100 years have seen changes in how people plan for their financial futures and how they live. Borders no longer restrict people from living in one country; their profession often takes them to parts of the world they never...
Read MoreFive things that economists know, but sound wrong to most other people
Economists have shaped the modern world in many ways. Governments make policy choices in response to the data that we produce about things like GDP and inflation. Social media companies use our insights about human behavior to create...
Read MoreHigh Net-Worth Individuals: Are You Missing Opportunities in Your Financial Planning?
High Net-Worth executives and those that have been self-employed, can experience common problems in their financial planning journey. Often, they have missed opportunities in their financial planning because they haven’t planned...
Read MoreCertified Financial Planner Proposes Six Steps for a Richer, Happier Marriage
SAN FRANCISCO, CA - Saying “I do” can be a risky investment: nearly half of all marriages end in divorce, and statistics show that the biggest source of breakup stress is money. Couples fight more about finances than...
Read MoreHow Delaying Retirement Can Affect Longevity and Health
Delaying retirement appears to increase longevity among men in particular, but it does not seem to have any significant impact on the likelihood of developing health problems like diabetes and depression, a study published in 2018 by...
Read MorePaul Simon sings for ‘Life’ at Hills home
Paul Simon is mobbed by admirers following his Los Altos Hills performance. The pop music legend signed autographs and posed for selfies with guests. He started with the sound of silence and ended with more “lie-la-lies” than anyone
Read MoreThe Life You Can Save, Fundraiser
A living legend in our backyard! Can you believe it, Paul Simon! Thank you Paul for a great performance. You are so very gracious!! Our family was so fortunate to have you perform at our home for The Life You Can Save this evening.
Read MoreSaint Francis High School Water Polo Team Parent’s Party and Auction
In support of Saint Francis High School, Carlo and Julie* Panaccione and other Saint Francis High School Water Polo Team Parents hosted another fun Tuscan themed auction party. Based on the empty plates and empty bottles we think we...
Read MoreTesla Factory in Fremont
Over the past year we have had the unique opportunity to take small groups of Navigation Group clients on private tours of the state-of-the-art Tesla Factory in Fremont!
Read MoreFriendship Day Car Show
The Friendship Day 2016 car show, sponsored by Navigation Group and the Mid-Peninsula Old Time Auto Club, was a great success! With great weather and more than 460 cars and hundreds in attendance, a good time was had by all, and all...
Read MoreBay Area Women’s Sports Initiative Fundraiser
Julie* and Carlo Panaccione were excited to be able to lend a hand and support the Bay Area Women’s Sports Initiative (BAWSI) annual fund raiser. BAWSI is a non-profit founded by women’s sports legends Brandi Chastain,...
Read MoreShred Party
Navigation Group hosted our 3rd Shred Party in May as part of our ongoing effort to help clients declutter and organize their lives! In addition to good company and food, we safely disposed of several tons of old documents that our...
Read MoreAging with Dignity Workshop
Navigation Group welcomed Kathleen Pritchard* for a dynamic and engaging discussion on the realities of Aging With Dignity. Ms. Pritchard , who has collaborated with The Center of Innovative Care in Aging at the John Hopkins University...
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